, , ,

PigTails & Crewcuts Grand Opening in Northfiled this Saturday 11/14!

[ Tuesday, November 10, 2015 | 0 comments ]

Come and Join a new neighborhood business celebrate their Grand Opening this Saturday the 14th in their new location in Northfield.   

2:00 p.m. to 3:00 p.m.: Come in and sing Karaoke!
3:00 p.m. to 4:30 p.m.: Come in and get a free hair style for your picture with Santa!
4:30 p.m. to 6:00 p.m.: Come in and decorate a holiday craft!

Haircuts will be $3 off all day for the grand opening! They will also be doing drawings for a free haircut, free birthday party, and free ear piercing!  Visit their Facebook page for more info.

Read the full story »
, , ,

Bump Club and Beyond Hosting Expectant and New Moms Dinner on Sleep!

November 16- 6:30-8:30 : BCB Expectant and New Mom Dinner: Sleep Strategies for the First Year

Join BCB at their FIRST Expectant and New Moms Dinner in Denver covering BCB’s most popular topic: SLEEP! Learn how to create an optimal sleep environment for your baby, master swaddling, tackle reflux + more! Meet other local Moms and Moms-To-Be over dinner/dessert AND receive a 10% discount at Timbuk Toys during the evening of the event.

click here to rsvp! Read the full story »

Colorado Ballet Nutcracker Market 2015

[ Monday, November 2, 2015 | 0 comments ]

Nutcracker MarketColorado Ballet will host their first annual Colorado Ballet Nutcracker Market, November 5-8, 2015 in a heated tent in Skyline Park in Downtown Denver at 16th St. and Arapahoe St. on the 16th Street Mall.  Their Market will consist of an upscale retail market with additional artisan and high-end craft booths.  This event will be held annually during the first weekend of November in Downtown Denver and will benefit Colorado Ballet and its affiliate programs!
In addition to the fabulous holiday market, we have other fun events planned! They’ll begin the festivities with a Kick-off Cocktail Party on Thursday evening where party-goers can shop while enjoying tasty treats and libations.  On Friday, and Saturday and Sunday, they will have an open seating area where market shoppers can relax with a treat from our many planned food trucks while enjoying a refreshing libation and entertainment from local school choral groups.  On Saturday and Sunday, they will have a “Breakfast with Santa” event each day.


Kick-off Cocktail Party (November 5)
Single Ticket  - $50, includes hors d'oeuvres, two drinks and Nutcracker Market entry during the party and on one of the following days
Couple Ticket - $75, includes hors d'oeuvres, two drinks per person and Nutcracker Market entry during the party and on one of the following days
Cash bar will also be available.
Market (November 6-8)
In advance - $10  
At the Door  - $12   
Children 12 & under - Free
Three-Day Pass - $20 (available as advance purchase only)
Breakfast with Santa (November 7 and November 8)
$30 - Includes breakfast, visit with Santa, holiday activities including cookie and ornament decorating, and admission to the Market for one day.  Children ages 2 and under are free at the Breakfast with Santa.  Tickets will not be available at the door.

Tickets are on sale now!

Read the full story »
, ,

Running Your Family Profit and Loss Statement

[ Thursday, October 15, 2015 | 0 comments ]

By Scott Cody

For three years now, we have been teaching individuals and families to begin thinking about their family finances like they were running a business. We know that in every business the two major dashboards are the balance sheet and the income statement. These two metrics over time develop a real sense of the stability of any company, and those factors will ultimately be a large determinant of the value of the business. Running your family income statement efficiently (or profit and loss statement) will be the main factor in your long terms success or failure in helping create your own financial security. The next few weeks of articles will help shape some context on how to develop a framework of

The balance sheet is simply everything you own versus everything you owe or what some people call your net worth. This includes assets like real estate, collectibles, furnishings, and all of your assets. You subtract all of your liquid cash/investment liabilities including mortgages, student loans, automobile debt, and any other consumer debt to figure out what your net worth is today.

The profit and loss is essentially everything you bring in from both waged income and passive income, and subtracting everything you spend to see if you have free cash flow to save in your family finances. So, how do you build an effective profit and loss?

Since most of us will have a finite amount of revenue, it is important to list all of the sources first where our income will come from over the next year. This will include earned income like salary, bonus, overtime, etc. It can also include other income you may earn on a passive basis such as interest income, dividend income, rental income, royalties, pensions, or any other sources. Each year, you could have one time income such as the trigger of stock options, inheritance, gifts, or other types of income that may come in one year and not the next. This is why it is incredibly important to sit down each year and look at all and any potential streams of income.

After going through this exercise to list all income sources, you should ask yourself the following questions. Is there anything that may change that will boost my income for the year ahead of me? Is there something that might lower my income substantially for the year ahead of me? Will there be any loans or monies owed that will free up cash flow during the course of the year? Is there anybody who owes me money that I may be in receipt of over the next year? Are there any stock options or other stock plans that require action from me this year? All of these types of questions will help you think deeper around what your real sources of income/revenue will look like on your next year’s income statement.

The next step which is more difficult and labor intensive is to determine your expenses within the profit and loss statement. From a broad basis, there are two types of expenses. Committed expenses represent categories that are not likely to have substantial change over the next year. This doesn’t mean that you won’t be able to potentially lower them. It just means that no matter what change you make to the family finances, they will show up as a line item. Discretionary expenses are categories where you have more control as to whether or not they will show up on the profit and loss statement. 

The final two parts to the profit loss are income taxes and current committed savings. This will include your federal tax, state tax, social security, Medicare, etc. You should also add any current savings such as a 401(k) plan at work, college education savings, or even money you are putting into a share account at the local credit union. 

Once all of the revenue and expense sources are listed into your working document, you will quickly gain an idea on whether or not your family has free cash flow. The exercise may prove you should have $700 a month to save, but you just don’t know where it goes because you aren’t saving it now. Then again, the analysis may demonstrate that you are going backwards each month, and it truly feels like that because you see your savings are going down every month. The first step of running a profit and loss is to define reality. If you can get all of this information in one place, it will help with the next few steps which I will discuss in the upcoming weeks.

Request a consultation if you would like to sit down and build your income statement for 2015. Remember, those that have a plan are more likely to succeed than those that do not have a plan. If you know where you are now, you can chart the right path to reach your goals and achieve financial independence, purpose, and freedom. 

Scott Cody is a Stapleton Resident and Financial Adviser, please contact Latitude Financial Group at 720-881-8742 or visit him at www.stapletonadvisor.com.

Read the full story »
, ,

5280 School Fair 2015 Coming Up on October 17th!

[ Monday, October 12, 2015 | 0 comments ]

School Fair 2015

5280 school fair 2013

Join us at 5280's School Fair

When: Saturday, October 17, 2015 | 10:00 a.m. - Noon
Where: Denver Museum of Nature & Science, 2001 Colorado Blvd, Denver, CO 80205; Schlessman Lobby
Meet the admissions directors of more than 20 area private, public and charter schools! 5280 will create an intimate environment where parents can meet one-on-one with representatives from Pre—K-12 private and charter schools to see what type of institution best meets their child's specific needs. Parents will be able to ask questions as well as learn more about each school's unique philosophy and curriculum.
Plus. Enter to win a Loki Playhouse from Room & Board (valued at $1,599.00!)

Participating Schools

  • Accelerated School 
  • Annunciation Catholic School
  • Aspen Academy
  • Bright Horizons
  • Broomfield Academy
  • Colorado Academy
  • Denver Academy
  • Denver Christian
  • e.Merging Educational Consulting
  • Escuela De Guadalupe
  • Faith Christian Academy
  • Fountain Valley
  • Graland
  • Holy Family High School
  • International School of Denver
  • Kent Denver
  • Learning RX | Denver and Centennial
  • Little Sunshine's Playhouse & Preschool
  • Logan School for Creative Learning
  • Mackintosh Academy | Broomfield and Boulder
  • Montessori Academy of Colorado
  • Montessori School of Denver
  • Mullen High School
  • Rick's Center for Gifted Children (University of Denver)
  • Stanley British Primary School
  • St. Anne's Episcopal School
  • St. Elizabeth's School 
  • St. Mary's Academy
  • St. Thomas More Catholic School
  • Steamboat Mountain School
  • Threshold School
Read the full story »